How to Open Mobile Account on Easypaisa, JazzCash, Paymax, Upaisa

3 min

Mobile Account

The trend of using Mobile Account (or Mobile Wallets) is slowly spreading its wings not only in developed countries but also in developing countries like Pakistan.

Currently, all the telecom operators in Pakistan are offering mobile account facilities to their customers providing an efficient, convenient, reliable, and secure way of accessing Financial Services and interestingly, they usually come up with different incentives now and then for the promotion of these services.

The number of Branchless Banking mobile accounts has increased to 33 million by the end of September 2017, reports SBP. The best part about using a mobile Account is that its services are irrespective of time and you can send money in any part of the country to anyone who has a mobile account or just a valid CINC. Moreover, it also eliminates the need to stand in long queues for paying utility bills and its totally free to open mobile accounts.

Telenor was the first telecom operator in Pakistan that launched the mobile-first financial service of Pakistan in 2009 with the name Easypaisa, followed by the rest of the players.

If you want to open Mobile Account offered by Mobilink, Telenor, Zong, Warid or Ufone, you can follow the below-mentioned procedure to the mobile financial services.


To be eligible for a Jazzcash Account previously called MobiCash, the customers are required to follow two compulsions:

i) To have an active Jazz or Warid SIM as now, Warid is owned by Jazz.
ii) To have a valid CNIC issued by NADRA.

Jazz has recently introduced a very handy way to open up a JazzCash account for biometrically verified SIMs, and now the Jazz customers will be able to use the facilities offered by simply dialing *786#.

After completing the registration, the customer will receive a 4 digit PIN, which must be changed to ensure security by dialing *786#.

The non-Jazz subscribers will be required to visit the nearest Jazz franchise, Business Center and selected Jazzcash retailers for activating Jazzcash Mobile Account.

The account registration, cash deposit to Mobile Account, Money Transfer to Mobile Account and bill payment with Jazzcash is absolutely free. However, withdrawing the cash and transferring money to CNIC will be followed by service charges.

Additionally, JazzCash has also started plan Fori Mazdoori to help eradicate poverty, they have set up walk-in worker registration points at more than 10,000 outlets.

You can also pay for Railway, Daewoo and movie tickets with your JazzCash account.

Telenor – Easypaisa:

Easypaisa Mobile Account can be opened from any Telenor Sales and Service Centers, Telenor Franchise or Tameer Bank branch. But if you are a Telenor customer and your SIM is biometrically verified, you can open Easypaisa Mobile Account for free by dialing *345*3737#.

Go through a simple Mobile Account Registration process that does not require any documents.

After this, you can visit any of the Easypaisa shops and deposit cash into your account for free. You can also send money to other Easypaisa Mobile Accounts for free. Moreover, Cash withdrawal from Mobile Account is also free.

non-Telenor subscribers can SMS “EP<Space>CNIC Number and Send it to 0345-1113737

Other than this, and those who are in love with NFC payments, Telenor also lets you pay from your mobile account by just touching your smartphone with any NFC enabled machine. Still, these outlets are very limited in number.

Easypaisa has also eased the lives of the Pensioners who can draw money with Easypaisa in Pakistan, as most pensioners are elderly citizens and widows, the system brings great ease to them. You can also receive nano loans by easy paisa mobile account.

Easypaisa also has an online payment portal, known as Easypay, which can be used to pay for online shopping. You can read more about its use at our guidelines for online payment in Pakistan.

The company has also started the fastest loan service which they are calling EasyPaisa Sahara Service.

Ufone – Upaisa:

If you have a valid original CNIC and a Ufone SIM, you can easily open the UPaisa Mobile Account by dialing *60#. You can also visit Ufone Service Centers, Franchises, Ubank branches, and selected Upaisa agents along with your CNIC to register for an account by Ufone.

After going through the account opening process, the UPaisa account will be opened within 4 hours and the customer will receive account opening confirmation SMS.

You can dial *786# from your mobile to access your UPaisa Mobile Account.

The non-Ufone subscribers will be required to visit the nearest Ufone franchise, Business Center and selected Upaisa retailers for activating the Mobicash account.

From Utility Bill Payment to transferring money, Upaisa charges fee for its services, though, account opening, cash deposit, mini statement, and balance inquiry are free of cost.

Zong – Paymax:

You can open Paymax Mobile Account from any Zong Sales and Service Centers, Zong Franchise or Askari Bank branch in case you possess a Zong SIM and a CNIC card.

Unlike other cellular operators, Zong does not offer the shortcode to open a Paymax mobile account. You can download the app and open your account from it by giving your CNIC and mobile number.

Once a Mobile Account is opened, users can go to any of the Paymax shops and Askari Bank branches in Pakistan to Deposit or withdraw cash.

The non-Zong customers will be required to visit the nearest Zong franchise, Askari Bank branches and selected Paymax retailers for activating the Mobicash account.

Cash Deposit, Utility Bill Payment, Mini Statement and Balance Enquiry will be free of cost services while money transactions and cash withdrawal are imposed with varying charges.

Zong was the most searched telecom company in Pakistan in 2017, and it has successfully retained the most number of 4G subscribers in the country, but it looks like the company has a little focus on Paymax.